Institutional advisory to navigate 500+ government schemes, prepare bankable DPRs, liaise with nodal ministries, and secure maximum non-repayable capital assistance.
Select a program to inspect statutory criteria, DPR templates, and application timelines.
Collateral-free credit facility up to ₹5 Cr for manufacturing and service MSMEs. Trust provides 75% to 85% default guarantee cover directly to lending banks.
Prime Minister's Employment Generation Programme provides direct non-repayable government margin money subsidy for new manufacturing (up to ₹50L) and service units (up to ₹20L).
Official DPIIT certification unlocking 3-consecutive-year 100% income tax exemption under Section 80-IAC, Angel Tax exemption, and up to ₹50L seed funding grant under SISFS.
Institutional credit for small businesses across Shishu (up to ₹50K), Kishore (₹50K to ₹5L), Tarun (₹5L to ₹10L), and the enhanced Tarun Plus tier (₹10L to ₹20L) with zero collateral.
Generous state capital subsidies (10% to 25% on plant & machinery), 7% interest subvention for 10 years, EPF reimbursement, and electricity duty exemption for manufacturing units in Gujarat.
Bank financing from ₹10 Lakhs to ₹1 Crore for greenfield enterprises in manufacturing, services, or trading set up by women and SC/ST promoters with government credit guarantee backup.
15% upfront capital subsidy on institutional finance for induction of well-established and improved technology in specified sub-sectors for micro and small manufacturing units.
Access production-linked incentives (PLI), PM Vishwakarma, National SC-ST Hub grants, export promotion subsidies, and ministry-specific modernization programs with REXERA.
Compare maximum limits, subsidy rates, collateral mandates, and target enterprises.
| Scheme Name | Max Amount | Subsidy / Guarantee | Collateral | Eligible Entities | Advisory Support |
|---|---|---|---|---|---|
| CGTMSE Guarantee | ₹5.00 Crore | 75% – 85% Guarantee Cover | NIL (0%) | New & Existing MSMEs | Check Eligibility → |
| PMEGP Capital Subsidy | ₹50 Lakhs (Mfg) | 15% – 35% Govt Grant | Nil up to ₹10L / CGTMSE | New Greenfield Projects | Check Eligibility → |
| Startup India (DPIIT / 80-IAC) | ₹50 Lakhs SISFS | 100% Tax Holiday (3 Yrs) | NIL | Entities < 10 Yrs old | Check Eligibility → |
| Pradhan Mantri Mudra (PMMY) | ₹20.00 Lakhs | Priority Sector Credit | NIL (0%) | Micro units & Traders | Check Eligibility → |
| Gujarat State Industrial Policy | ₹10+ Crore | Up to 7% Interest + 25% Capital | Bank Standard | Manufacturing in Gujarat | Check Eligibility → |
| Stand-Up India | ₹1.00 Crore | Guarantee Cover by NCGTC | Nil / Hypothecation | Women & SC/ST Promoters | Check Eligibility → |
How our financial architects ensure seamless approval with zero bureaucratic roadblocks.
We audit your project CAPEX, enterprise category, and turnover to pinpoint every applicable Central and State fiscal scheme.
Our chartered accountants prepare multi-year financial modeling, DSCR calculations, and statutory compliance dossiers.
Complete document liaisoning with DIC, KVIC, SIDBI, and lead banks, clearing pre-sanction queries with speed.
Post-sanction monitoring to guarantee credit guarantee tag generation and direct subsidy disbursement into your current account.
Common questions regarding MSME subsidies, guarantees, and application timelines.
Yes, absolutely. Both newly registered greenfield projects and established brownfield manufacturing or service MSMEs are eligible for CGTMSE coverage up to ₹5.00 Crore without pledging immovable collateral or third-party guarantees.
The facility supports term loans for plant & machinery, factory expansion, and working capital credit lines across 80+ scheduled commercial banks and NBFCs.
Under central government fiscal rules, you cannot claim two central capital grants against the same plant & machinery expenditure. However, eligible enterprises can legally combine central collateral-free credit guarantees (CGTMSE) with Gujarat Industrial Policy benefits, including up to 7% term loan interest subvention, state electricity duty exemptions, and quality certification reimbursements.
Our structured advisory ensures compliance so your enterprise captures the maximum statutory financial benefit without triggering double-dipping disqualifications.
A credit-ready, bank-compliant Detailed Project Report (DPR) requires:
REXERA handles end-to-end DPR formulation to meet specific underwriting rubrics of nationalized and private syndicates.
Bank Credit Sanction: Typically 15 to 45 business days following DPR submission and initial technical appraisal.
Capital Subsidy Disbursal: For PMEGP, margin money is typically remitted into a 3-year term deposit lock-in within 60 to 90 days of term loan disbursement. For state industrial interest subventions, claims are settled semi-annually directly credited to your commercial term loan account upon submission of banker interest certificates.
No. By statutory mandate, member lending institutions (MLIs) are prohibited from requiring primary immovable residential or commercial property as collateral for loans covered under CGTMSE up to the eligible guarantee cap. The bank holds a first charge on the primary assets created from the loan (machinery, factory shed, inventory, and book debts).
To qualify for SISFS (up to ₹20 Lakh in grants for prototype/PoC and up to ₹50 Lakh via convertible debentures/debt for market entry):
Yes. Sole proprietorships, registered partnership firms, LLPs, and Private Limited companies with active MSME Udyam registration are eligible for capital subsidies, interest subvention, and power tariff incentives under most state industrial policies. REXERA also assists growing proprietary firms in seamless conversion to Pvt Ltd or LLP formats when scaling toward higher institutional debt limits.
Our multidisciplinary team of former bank underwriters, Chartered Accountants, and DPR specialists conducts pre-submission credit appraisals. We formulate institutional-grade CMA documentation, resolve credit queries directly with bank credit managers, track DIC/nodal agency files, and ensure prompt compliance up to final subsidy margin disbursement.
Get clear answers on your exact loan limits, state subsidy eligibility, and DPR requirements in a confidential 15-minute discovery call.
Connect with our managing partners for a confidential assessment on debt syndication and sovereign grants.