How revolving liquidity bridges the operational timeline between raw material procurement and customer payments.
Purchase raw materials & inventory using revolving CC drawing power.
Manufacturing & value addition while funding operational overheads & wages.
Dispatching finished goods to buyers on 30-90 day credit payment terms.
Customer payments hit current account, instantly replenishing the revolving credit limit.
Secured against hypothecation of stock, raw materials, and book debts. Drawing power (DP) recalculated monthly on submitted stock statements.
Flexible withdrawal limit linked to your commercial current account, secured against fixed deposits, residential/commercial property, or turnover.
Non-fund-based working capital limits: Letters of Credit (Inland/Import) and Bank Guarantees (Financial/Performance) for major tenders.
Drawing Power is calculated as: (Eligible Paid Stock + Eligible Book Debts under 90 days) minus Bank Margin (typically 25%). You can withdraw funds up to the sanctioned limit or the calculated Drawing Power, whichever is lower.
Yes. We specialize in Working Capital Takeover / Balance Transfers, negotiating with new nationalized and private banks to lower interest spreads by 100 to 250 basis points and enhance limits without demanding additional collateral.
Speak directly with our credit syndication officers.