Structured credit facilities backed by Union Ministries and State Government policies.
Credit guarantee coverage up to ₹5 Crore for micro and small manufacturing and service enterprises without third-party or collateral mortgage.
View CGTMSE Details →Non-farm micro-business financing under Shishu (up to ₹50,000), Kishore (₹50k - ₹5 Lakhs), and Tarun (up to ₹20 Lakhs) categories.
View Mudra Details →Prime Minister's Employment Generation Programme providing 15% to 35% margin money government subsidy on manufacturing projects up to ₹50 Lakhs.
View PMEGP Details →Greenfield composite loans between ₹10 Lakhs and ₹1 Crore for SC/ST and Women entrepreneurs setting up manufacturing, trading, or service units.
View Stand-Up India →Technology upgradation capital subsidy on institutional term loans for induction of proven state-of-the-art manufacturing technologies.
View Credit Linked →Interest subsidies (5-7%), capital investment assistance (up to 25%), power tariff relief, and state MSME promotion policy incentives.
View Gujarat Schemes →No. Scheme-backed loans are commercial bank loans provided at market or priority interest rates. However, schemes provide significant financial relief through government credit guarantees (eliminating collateral requirements) or capital subsidies / interest subventions that reduce net borrowing costs.
The PMEGP subsidy is sanctioned by KVIC/DIC and credited to a Term Deposit Receipt (TDR) account in the applicant's name with the lending bank for 3 years (lock-in period). After successful unit physical verification, the subsidy is adjusted against the loan principal.
Speak with our certified government subsidy advisors.